Which of the following is NOT one of the main categories on a credit report?

The correct choice identifies "Loan Types" as not being one of the main categories typically found on a credit report. A credit report primarily includes sections that detail an individual's personal information, public records, and credit history.

Personal information typically encompasses data such as name, address, Social Security number, and date of birth, which help identify you as a unique credit report subject. Public records refer to any legal judgments or bankruptcies that have been filed against you, which can significantly impact your credit score. The credit history section illustrates your borrowing behavior, including accounts, payment history, and credit inquiries.

Loan types may refer to various kinds of debt like mortgages, auto loans, or student loans, but "loan types" themselves do not categorize detailed information on your credit report. Instead, the report reflects individual accounts under the broader category of credit history. Therefore, while loan types may be part of the content viewed in the credit history, they are not classified as a separate main category on a credit report.