Which 3 C's corresponds to the question: "What are your current debts and living expenses?"

Capacity is the correct choice in this context because it refers to an individual's ability to repay their debts and manage their expenses. When assessing someone's financial situation, understanding their current debts and living expenses is crucial to determine whether they have the financial means to take on additional debt or obligations. This evaluation often considers income, expenses, and overall financial stability, which directly relates to a person's capacity to meet financial commitments.

The other concepts, while related to financial assessments, do not directly correspond to the question posed. Capital refers to the financial resources available to individuals, while character relates to a person's trustworthiness in repaying debts. Credibility generally pertains to how reliable someone is perceived to be. In the context of assessing current debts and living expenses, capacity most directly addresses the question of financial capability.