What broad category does 'Personal Information' refer to on a credit report?

The correct choice refers to 'Personal Information' as encompassing general identification details on a credit report. This category typically includes essential information that identifies you, such as your name, address, date of birth, and sometimes social security number.

This information helps establish your identity and is crucial for lenders and credit agencies to verify who you are when they assess your creditworthiness. Having accurate personal details is vital since discrepancies can lead to challenges in obtaining credit or higher interest rates.

The other options focus on more specific categories that aren't classified under personal information. For instance, income records pertain to your financial standing and ability to repay loans, while employment history and credit usage relate to your financial behavior and credit management. These elements are important as well, but they fall outside the broad category described in the question.